Insured terms for qualified buyers. Access for everyone.
One credit application replaces dozens of bilateral credit negotiations. If underwriting approves coverage, you trade on postpaid terms fitted to your operation. If not, prepay membership gives immediate access to the same exchange — build history and reapply.
Apply once. Underwritten terms, no deposits.
Qualified buyers trade on postpaid terms — but qualification is real: approval is subject to credit insurance underwriting, and terms are extended only where Dial Peer's insurers approve coverage on the buyer. The evaluation is telecom-specific — payment history, traffic profile, operational resilience — not just generic credit metrics.
Apply
One application to the exchange — not one per vendor. Carrier relations walks you through what underwriting needs.
Underwriting
Dial Peer assesses your operation and presents the exposure to its insurers for coverage approval.
Approved
Your facility is structured to fit your operation — terms sized to traffic profile, payment history, and the approved coverage limit. No prepay deposits.
Not approved
You join on prepay — same exchange, same routes, same price list. As payment history builds on the exchange, you can reapply for the facility.
Prepay is a first-class path, not a rejection.
Prepay members trade on the same exchange with the same standardized price list, the same single interconnect, and the same tech prefix routing. Fund your balance on any rail, draw it down as you trade, and let your exchange history make the case for terms later.
Six rails, both paths.
Postpaid invoices and prepay top-ups settle over the same rails sellers are paid on — fiat and stablecoin side by side.
Your LCR stays in charge
The standardized price list loads into your LCR as one normalized file; tech prefixes express your choices on a single trunk.
IQ-rated supply
Per-route ASR/ACD from live exchange traffic, visible before you commit a call.
One counterparty
One agreement, one balance, one statement — instead of credit negotiations and deposits across dozens of vendors.
Private rooms included
Negotiated relationships run through rooms with the same clearing layer — and the same underwriting discipline.